Sunday, January 27, 2002

Credit is like Crack...don't be a credit whore! I love Apple but some things just stink. From Apple's web page on it's Easy Loan program: "With no interest or payments for 180 days and an APR as low as 9.99%, now is the time to get the Apple products you need." In the small print: "*Financing available for U.S. residents on approved line of credit from MBNA America Bank, N.A....Actual repayment term may vary. MBNA will set your APR between 9.99% and 26.99%. The APR is not guaranteed and may change. In most cases, a change in the APR will restart your repayment term and change your minimum monthly payment." [bold text is to highlight points] Kind of cool...an offer that means nothing and a program that could really set you back. One thing that I tell my son is that Credit is a BAD thing. Nothing really good comes of it except that you get to live above your means until the bill comes due. Kind of a modern shell game. It's like crack and we are all credit whores...mj 12:20:22 AM

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