motto for the day: fake it til you make it

You would have never known that I have no idea how to use a Mac today except that I couldn't quite figure out how to use the keyboard shortcut for copy and paste - actually I have no idea how that works still. Today I worked on a Mac computer and Quickbooks, interesting concept. If you don't know what you're doing, fake it, it will eventually get easier.

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this week has been horrendous, I've been working til 2am, getting home and getting to bed by 4am and not getting much sleep. I'm still fighting a bad bad cold and its getting worse, this weekend is definetly sleep.

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house hunting put on hold

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I think it might be time to hire another person, I'm exhausted, I have 7 bookkeeping clients and 5 IT/CRM Database Clients and only one other employee who is only part-time since she's in school. Maybe its time to hire another full-time bookkeeper to help with something or other and oops, forgot, including my own accounting (8 bookkeeping jobs) or i need to figure out how to manage my time better. I'm exhausted and need a day off.  Just one day off would be nice

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Lauren is so adorable, I took a break the other day, stopped by my sister's for a sec but then my sister said she really wanted to change her clothes and do her hair before the inlaw's came over and could I hold Lauren for awhile..oh yea, definetly, as long as you keep talking to her, she doesn't cry that much. Ah, I want one.

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fyi, if I give you my number for tech support, please only call once and not before 10am. I swear I'll call you back as soon as possible

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although, there is one thing I want to play around with just because ITS NOT ACCOUNTING....but someone needs to take a picture of the guitar fret first and let me know :)

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night all, its been a long week and its almost over

12:22:19 AM    comment [] trackback []

so..i'm all excited that I might be able to buy a house but damn after dealing with lenders and just seeing what I can get qualified for..currently nothing over 400K and still with a mortgage of 3K which I know that I can not afford at this point nor do I want a 3000 mortgage, I mean I still want to eat and occasionally go out.

One lenders is extremely helpful but what I don't get is my credit score is 720 and I still have a high interest rate and what happened to interest only loans. I'm trying to get 100% financing but I thought they had special things for first-time buyers

And anything between 250-400K is like a condo. I live in a condo and I have no idea why someone would want to buy an apt (essentially what a condo is) so they can have someone live above or below them. I want a home, a real home with a real backyard (a real backyard for the kitties to defend)

And one lender just pissed me off, apparently she doesn't know how to read a credit report. She told me I had a 3000 payment on my credit report towards my bankruptcy payments - I told her no, the bankruptcy was discharged 10yrs ago - she asked me to prove it. I told her to fax me my credit report - and wow, it clearly states on the credit report that it was discharged...dropping her as a possible lender

sooooo...maybe i wait another 6 mos or so, see if I can get together the 10% down towards a 500K house - a decent house in a decent neighborhood and see if I could possibly get a mortgage payment down to 2500-2700 a month - that's more realistic especially since I have business expenses and bone up on my mortgage terminolgy, so I don't feel like the lenders are walking all over me

12:13:08 AM    comment [] trackback []