wow, today I found out that I couldn't qualify for a mortgage just yet, I need to be self-employed for at least 2 years or need a letter from my CPA stating I've been in business for a year - well, my CPA just died and I've decided to do my own taxes..so that doesn't work. My business license from last year started in October 2004..so that doesn't work.
And honestly, after spending some time with a couple of friends - one that has known me forever and going over the details, I know that I do not want a $3200 mortgage for a house in a neighborhood that's ok but not great and I'm not 100% in love with the house.
If I pay off my credit cards - which is what I intended to do in the first place, then my credit score will go back up. And honestly, my lease here isn't up til March of next year, so I'm in no great rush to move again. Once I pay off the bills and potentially the car and buy a few fun and luxury items with the money I got, then I can start looking again for my dream house, the one I walk in and say yep, I want it!! tts got everything I want, then thats the one I need to bid on.
And honestly, I'm quite ok with my decision. I feel better I think just knowing where I stand with the whole buying a house thing.
And i might sleep quite well tonight, knowing that I feel ok - the black cherry smirnoff ice helps too ;)
10:04:30 PM
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