I have dozens of friends who seem to never catch a break - everything they touch turns to mud instead of gold...

They are all well-educated, intelligent, and socially connected - so why does everything seem to go wrong for them?  My theory is that their thoughts are working against them.  At first, this idea seems crazy but if you have ever read "Think And Grow Rich" by Napolean Hill you know what I'm talking about.  The main point presented in that book is that thoughts are things that guide and control your life - think positive thoughts, get positive outcomes - think negative thoughts and you get exactly what you've been thinking about - crushed by the fickle finger of fate...

The modern-day equivilent of "Think And Grow Rich" is a double CD set by Stephen Pierce called "The Secrets Of Creating Wealth."  Stephen is an amazing speaker, and you're in for a great experience if you've never had a chance to hear him speak.  He's been through some VERY trying times in his life, but managed to turn it all around and become a millionaire many times over.  His story of how he managed to turn his life around is amazing, and you have the opportunity to learn from his mistakes and take a shortcut to success.